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Any pension experts out there?

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larkim
larkim
Oct 2024
8:48am, 25 Oct 2024
25,904 posts
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larkim
Yep, that's the route. Paying in via payroll wasn't an option as I had some "lump sum" monies that needed to go in, but as I don't do self-assessment I've written to HMRC for a tax code adjustment for this year so I get the tax back. Will probably look at making some more regular AVCs etc next year to avoid this year's minor complication!

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About This Thread

Maintained by geordiegirl
Not asking for financial advice (waiting to speak to a FA) but….

I have a final salary pension and applied for and been offered a new role.

I’m (almost) 53, intend to retire at 57 (give it take) and the new employer does a 4%~6% contribution pension.

Struggling to find out what this means.

I know I can defer my FS pension and start the new one

I feel I won’t pay enough in to the new one in 5yrs

I don’t know how detrimental this would be (I know it’s not all about...
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