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Buying A Home

2 watchers
Jun 2016
10:20pm, 1 Jun 2016
18065 posts
  • 0
Why not start another thread tomorrow, that'll put you back on the radar for another day.
Whenever I've moved (only twice) I sold and moved in with friends in between. I was terrified of being in a chain and having everything fall through, it's such a stressful time. Good luck.
Jun 2016
10:39pm, 1 Jun 2016
6563 posts
  • 0
Your title is fine, if it were different, it would be a second home, the my implies it is your second purchase of a house to me, don't worry.

Other than that not much advice, sorry.
Jun 2016
10:45pm, 1 Jun 2016
5776 posts
  • 0
You could sell then rent then buy again.
Jun 2016
10:59pm, 1 Jun 2016
4177 posts
  • 0
Research, research, research. Specific advice is difficult but you tend to get a better deal in terms of total cost to change if you sell your property first and hang on for a top price before finding the one you want to buy. When we moved last year we found the house we wanted to buy and felt pressured to sell our old one quickly.

Also be wary of "cheap" low single fee estate agents unless your flat is very saleable - you may find after a few weeks that you need another "low" fee andtwokf then is more than the main high street agent would have charged ( I'm sure they are the best option for some but care is needed).

Oh - and whatever deal they offer and whatever % they are on they are working for you but it's difficult to tell- they say they negotiate the best price for you but the market is structured so that they make more money selling lots of properties for less. It might not be right to take an offer even if the agent seems to want you to.

Most of all good luck and find somewhere that has what you need for your lifestyle, somewhere to put your wet running shoes and all that. A place to keep the bare minimum number of bicycles (3?) etc.
Jun 2016
11:00pm, 1 Jun 2016
4178 posts
  • 0
I might have meant "and two of them"
Jun 2016
11:27pm, 1 Jun 2016
19188 posts
  • 0
Red Squirrel
I think I would lose just over £3K if I sold then rented. If I got a good price for my flat, it might be worth it. Redeeming my mortgage early incurs that charge.

That's really useful Winded. Bike storage is a nightmare at the mo' - that's another reason for wanting a garden flat. Also the fact that my folks are getting old and struggling with stairs. I'd like them (and visiting friends) to be able to stay over too, hence the extra room. I agree about the bare minimum number of bikes too - MTB. road, commuting.
Jun 2016
8:05am, 2 Jun 2016
4179 posts
  • 0
I didn't include MTB; I don't have one.

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About This Thread

Maintained by Red Squirrel
I want to sell my one-bedroomed flat in a nice part of the city and get a 2-bedroomed flat in a chea...

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