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The Retirement Thread

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Hanneke Aug 2022 5:45pm, 10 Aug 2022 91,753 posts	Quote Pin Hanneke Anyone by the sea who would like a swap? 4 chickens, cat, greenhouse to water. Black Mountains, S Wales/Herefordshire borders
Ally-C Aug 2022 6:13pm, 14 Aug 2022 2,292 posts	Quote Pin Ally-C Met my financial advisor today who said I should really start spending some cash. Might follow his advice😀
Hanneke Aug 2022 9:34pm, 14 Aug 2022 91,832 posts	Quote Pin Hanneke Sooooo it transpires my UK private pension our business paid into when we could afford it becomes available in January. It isn't much: £109.000 Question is what to do? Currently thinking of letting it sit there for another couple of years, then review or use it to get an off grid solar setup... And drill for water and create a waste water swale...
Velociraptor Aug 2022 9:38pm, 14 Aug 2022 59,326 posts	Quote Pin Velociraptor From what you've said previously about the precariousness of your health and financial situation I'd look into starting to draw it down and go back to semi-retirement, Hanneke.
Hanneke Aug 2022 9:40pm, 14 Aug 2022 91,833 posts	Quote Pin Hanneke I was just thinking that V-rap, thanks and if I use some of it for solar power, that would save me more per month than an annuity would pay me!
Velociraptor Aug 2022 9:46pm, 14 Aug 2022 59,328 posts	Quote Pin Velociraptor If it's in a pension fund there will be a limit to how much you can take at once without being hit for tax, but you can take 25% tax free and make a decision about whether and at what rate to draw down the rest.
Hanneke Aug 2022 10:00pm, 14 Aug 2022 91,835 posts	Quote Pin Hanneke It is... 25% would pay off the mortgage I had to draw down on again and pay for solar... That would bring the cost of living down dramatically, so I can work less...
Hanneke Aug 2022 10:03pm, 14 Aug 2022 91,836 posts	Quote Pin Hanneke Thanks good food for thought!
Mrs Jigs (Luverlylegs) Aug 2022 6:58am, 15 Aug 2022 34,721 posts	Quote Pin Mrs Jigs (Luverlylegs) I had my annual appraisal last week, I mentioned that I am seriously considering retiring at the end of March, not ready to formally commit yet but haven’t changed my mind.
3M (aka MarkyMarkMark) Aug 2022 10:30am, 15 Aug 2022 18,891 posts	Quote Pin 3M (aka MarkyMarkMark) My annual appraisal included the question "What do you want to be doing in a couple of years time?" My answer didn't really involve work!

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Retirees Hall of Fame

CumbriAndy

(17.04.25)
Dillthedog (27.03.25)
westmoors (27.03.25)
dobbers (26.02.25)
McGoohan (15.01.25)
Marmite (01.01.25)
Roobarb (20.12.2024)
gribb0 (20.12.24)
3M (18.12.24)
Jigs (25.09.24)
Synge (30.08.24)
Silvershadow (02.08.24)
Hibeedeb (02.08.24)
Winniefree (08.07.24, 2nd attempt)
EvilPixie (24.06.24)
Snail (21.06.24)
GregP (14.06.24) (after part retirement 31.03.23)
Fizz :-)

(13.06.24)
Jaks (15.05.24) (third time of retiring)
HellsBells (31.03.24) (orig. May 2018)
TROSaracen (07.02.24)(semi retired since mid 2019)
Hanneke (01.02.24)
Jenni-far-far (28.12.23)
FergusG (22.12.23)
Mrs Jigs (Luverlylegs) (11.12.23)
eL Bee! (30.11.23)
Lip Gloss (22.11.23)
jda (28.08.23)
RFJ (23.08.23)
Sigh (28.07.23)
Schnecke (end of school term 07.23)
Sharkie (05.07.23)
Ally-C (08.06.23)
Rebel (12.05.23)
CogNoscensme AHA (07.04.23)
Windsor Wool (05.04.23)
Bob! (30.03.23)
Velociraptor (21.03.23)
Garfield (provisional, 27.02.23) (see p.699)
ThorntonRunner (20.12.22)
DrMags (30.07.21)
MaltDrinker (30.07.21)
DoricQuine (15.06.21)
Mandymoo (21.05.21)
Eynsham Red (06.05.21)
GimmeMedals (31.08.20)
Steve NordRunner (01.08.19)
um (May 2017)
macca 53 (31.10.17)
XB (07.07.16)
Flatlander (November 2011)
Helegant
Ness
SarahWoo
Rosehip
alpenrose
Johnny Blaze
annadav
K5 Gus
Curly45
LazyDaisy
Dave..M
jabberknit
Shades
Northern Exile
Nick Cook

[other names to follow, on request]

Celebrating reduced hours

Angus Clydesdale

(30 hours/week, term-time weekdays only, from June 2025)

B Rubble (2 days/wk from July 2025)
MadWelshWoman (2 days/wk from 1 August 2025)

[other names to follow, on request]

In the Waiting Lounge, with one eye on the door

GeneHunt59 (target: July 2025)
RRR-CAZ (September 2025)
Bigleggy (target: December 2025)

geordiegirl (target: May/June 2026)
HappyG (target: June 2026)
Runningbauble21 (target: June 2026)
MadWelshWoman (target: Summer 2026)
OverTheHillToo (target: approx. 2026)

Diogenes (17.03.27)
cathrobinson (target: 2027 onwards)
Hills of Death (HOD) (April 2026-April 2030)
Dave A (June 2030)
Gromit (July 2030)
Mushroom (December 2030)
CK2 (2030)

[other names to follow, on request]

Just browsing at the moment

Bazoaxe
Daz Love
Totriornottotri
DIY Diva

[other names to follow, on request]

Retirement Failures

Currently empty :-)

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