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The Retirement Thread

4 lurkers | 173 watchers
Velociraptor
Velociraptor
May 2022
12:38pm, 4 May 2022
57,822 posts
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Velociraptor
I suspect the Blonde Army would prefer to wait for me to go cap in hand asking for my job back. Which is a bit stupid, because even if they put my sessions back they way they were before and gave me a 20% pay rise to bring my pay back in line with what the agency locums get I'd still be good value per unit of patient contact.
Velociraptor
Velociraptor
May 2022
12:40pm, 4 May 2022
57,823 posts
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Velociraptor
Back in line is a typo. My weekday sessions have always been paid at a lower rate than I was getting as an agency locum in the noughties.
Ness
Ness
May 2022
12:50pm, 4 May 2022
21,316 posts
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Ness
It's interesting to consider the similarities in the situation to yours and mine, Vrap. Obviously very different jobs but I loved being in the classroom with the kids and making lessons interesting, stimulating and exciting for them. It was the management b$%sh@#t of admin/target setting etc that made life unpleasant. I get the impression that the patients you see appreciate you. Just the management doesn't get it.
Velociraptor
Velociraptor
May 2022
1:14pm, 4 May 2022
57,825 posts
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Velociraptor
Exactly that, Ness. I like seeing patients and doing informal teaching and the job itself was mostly enjoyable. I knew that The Federation would find a way to spoil it eventually. The manner in which they'd spoil it was always going to be a surprise but it's classical Federation management.
EvilPixie
EvilPixie
May 2022
1:16pm, 4 May 2022
32,354 posts
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EvilPixie
Oh yes the I love my job but you make it so I can't do it thing
I believe teaching and healthcare are prime examples of this
Ness
Ness
May 2022
1:23pm, 4 May 2022
21,320 posts
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Ness
Indeed :(
3M (aka MarkyMarkMark)
3M (aka MarkyMarkMark)
May 2022
1:27pm, 4 May 2022
18,087 posts
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3M (aka MarkyMarkMark)
You make me almost glad my job doesn't really matter to most people! When I finally go (to flounce would be lovely!) I won't have the feeling anyone is missing me. ;-)
Badger
Badger
May 2022
1:32pm, 4 May 2022
15,134 posts
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Badger
I'm putting together a PowerPoint right now that even I can only read as me being an unaffordable luxury. 😕
westmoors
westmoors
May 2022
2:06pm, 4 May 2022
6,132 posts
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westmoors
I'm beginning to think failing Med School was a blessing!
Bazoaxe
Bazoaxe
May 2022
9:13pm, 5 May 2022
22,602 posts
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Bazoaxe
I heard back from the ‘digital advice’ chap today after he sourced all of the numbers for Mrs axe and I. The surprising outcome is that the advice he can offer is not a good match for our position. It looks like I will be referred to an actual adviser. But they have higher charges

Quite surprised as their concern is that I am too close to the lifetime limit. Hint, I am not although if I worked to 60, keep contributing and we start to get good returns then I may be close. That’s not my plan and so lifetime limit is only a concern if I transfer out which I don’t plan to do.

In fact my position is pretty simple. Take my DB as a pension and put my DC in drawdown, all I need to worry about is where and how I invest the drawdown

I find myself pretty frustrated at the waste of time as I gave him all the numbers ages ago and nothing has changed since then. Well other than my DC pot being worth less due to market movements.

I will speak to the adviser as I get a free consultation, but only to see what he says, no way am I paying the fees he will charge.

In other news, the changes at work are progressing and I would assess there is now a 30/70 chance I could be impacted. Still unlikely but possible. Given my proximity to age 55 and with my length of service, I would be happy if they decide my role is not required. That would open up real options.

About This Thread

Maintained by Sigh
A place for baggy spaciousness: "The quality of time, soft attention and ease that we could enjoy 'doing nothing' "
(thanks to TheScribbler for the term (p1516)!)
( see also: neilthewriter.co.uk
and
darkangelswriters.com )

Retirees Hall of Fame

star CumbriAndy star (17.04.25)
Dillthedog (27.03.25)
westmoors (27.03.25)
dobbers (26.02.25)
McGoohan (15.01.25)
Marmite (01.01.25)
Roobarb (20.12.2024)
gribb0 (20.12.24)
3M (18.12.24)
Jigs (25.09.24)
Synge (30.08.24)
Silvershadow (02.08.24)
Hibeedeb (02.08.24)
Winniefree (08.07.24, 2nd attempt)
EvilPixie (24.06.24)
Snail (21.06.24)
GregP (14.06.24) (after part retirement 31.03.23)
Fizz :-) (13.06.24)
Jaks (15.05.24) (third time of retiring)
HellsBells (31.03.24) (orig. May 2018)
TROSaracen (07.02.24)(semi retired since mid 2019)
Hanneke (01.02.24)
Jenni-far-far (28.12.23)
FergusG (22.12.23)
Mrs Jigs (Luverlylegs) (11.12.23)
eL Bee! (30.11.23)
Lip Gloss (22.11.23)
jda (28.08.23)
RFJ (23.08.23)
Sigh (28.07.23)
Schnecke (end of school term 07.23)
Sharkie (05.07.23)
Ally-C (08.06.23)
Rebel (12.05.23)
CogNoscensme AHA (07.04.23)
Windsor Wool (05.04.23)
Bob! (30.03.23)
Velociraptor (21.03.23)
Garfield (provisional, 27.02.23) (see p.699)
ThorntonRunner (20.12.22)
DrMags (30.07.21)
MaltDrinker (30.07.21)
DoricQuine (15.06.21)
Mandymoo (21.05.21)
Eynsham Red (06.05.21)
GimmeMedals (31.08.20)
Steve NordRunner (01.08.19)
um (May 2017)
macca 53 (31.10.17)
XB (07.07.16)
Flatlander (November 2011)
Helegant
Ness
SarahWoo
Rosehip
alpenrose
Johnny Blaze
annadav
K5 Gus
Curly45
LazyDaisy
Dave..M
jabberknit
Shades
Northern Exile
Nick Cook

[other names to follow, on request]

Celebrating reduced hours

star Angus Clydesdale star (30 hours/week, term-time weekdays only, from June 2025)

B Rubble (2 days/wk from July 2025)
MadWelshWoman (2 days/wk from 1 August 2025)

[other names to follow, on request]

In the Waiting Lounge, with one eye on the door

GeneHunt59 (target: July 2025)
RRR-CAZ (September 2025)
Bigleggy (target: December 2025)

geordiegirl (target: May/June 2026)
HappyG (target: June 2026)
Runningbauble21 (target: June 2026)
MadWelshWoman (target: Summer 2026)
OverTheHillToo (target: approx. 2026)

Diogenes (17.03.27)
cathrobinson (target: 2027 onwards)
Hills of Death (HOD) (April 2026-April 2030)
Dave A (June 2030)
Gromit (July 2030)
Mushroom (December 2030)
CK2 (2030)

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Just browsing at the moment

Bazoaxe
Daz Love
Totriornottotri
DIY Diva

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Retirement Failures

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