Elderly parents or relatives to care for and/or worry about? This is the place for you.

135 watchers
Sep 2017
6:07am, 14 Sep 2017
1,831 posts
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jdarun
Don't mean to be a wet blanket but depending on generosity (and the rest if his estate) there's a potential inheritance liability on each recipient.

My parents and father in law have also been getting generous in their old age. Very kind of them but it's motivated by IHT considerations as much as anything! If they survive 7 years post gift then it's exempt otherwise there will be a tax bill.
Sep 2017
7:03am, 14 Sep 2017
19,693 posts
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LazyDaisy
Don't worry jda, his estate will be well into IHT territory but his long term financial adviser will have covered all the bases with these gifts!
Sep 2017
4:10pm, 14 Sep 2017
12,420 posts
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Carpathius
That's lovely LD, and he can watch them enjoy the money now too :)
Sep 2017
7:42pm, 18 Sep 2017
7,023 posts
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leaguefreak
LD that's lovely.

please don't misunderstand. My mum is awesome. it's just a responsibility. She is well worth it and if i cared for her for the next twenty years it would be a drop in the ocean compared to what she has done for me. But sometimes i need to let off steam.
Sep 2017
7:57am, 19 Sep 2017
2,815 posts
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TeeBee
We think we're about to lose my mother in law.

She's been in dementia care for about 10 years, with no real apparent awareness of anything at all for the last 2-3. Phone call at the weekend to say she'd stopped breathing for a while but had started again. She has a dnr and she's been asleep since Saturday - which means they haven't been able to offer her a drink. They did say she looked in discomfort yesterday so she's had some morphine.

Her carehome staff are wonderful and know her so well - they know when she needs pain relief just by her expressions on her face. They also know that once residents get to this stage, it usually means the end is nigh.

Dh said goodbye to the mother we knew a long time ago, but I think her passing is going to be much more emotional than he is expecting. Especially as he's already lost his dad.

Sad times.
Sep 2017
8:48am, 19 Sep 2017
19,251 posts
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LindsD
Oh TeeBee I'm so sorry. It's such a shitty time. Wishing you and DH strength. (())
Sep 2017
8:55am, 19 Sep 2017
12,456 posts
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Carpathius
So sorry TeeBee, such a difficult time. Hugs for you and DH xxx
Sep 2017
9:47am, 19 Sep 2017
3,072 posts
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Serendippily
Hugs TeeBee ((())) x
Sep 2017
12:55pm, 19 Sep 2017
6,381 posts
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PaulaMc
That's very sad TeeBee. It sounds like she's getting the best possible care though.
Sep 2017
2:49pm, 19 Sep 2017
19,722 posts
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LazyDaisy
Oh sad times, TeeBee :-(

About This Thread

Maintained by LindsD
I thought I'd start a thread, as lots of us have elderly folks that we worry about/care for.

Useful info for after someone dies here (with thanks to grast_girl)
moneysavingexpert.com

Other useful links

myageingparent.com

moneysavingexpert.com

Who pays for residential care? Information here:

ageuk.org.uk

Advice on care homes and payment/funding

theguardian.com

Also: After someone dies, if their home insurance was only in their name, sadly the cover becomes void. But if the policy was in joint names, it will still cover the surviving policyholder (though the names on the policy will need to be updated).

A useful book of exercises for memory loss and dementia
amazon.co.uk

Pension Credit. The rules are a bit complex but if your elderly relative has some sort of disability (in this case dementia/Alzheimer's) and go into a home, they may be able to claim pension credit. So if carers allowance stops, it seems pension credit can start. It can also be backdated.

Fall alarm company, etc.

careium.co.uk

Useful Links

FE accepts no responsibility for external links. Or anything, really.

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